FEKKAKLOUHAIL, Safia. Les déterminants de l’adhésion volontaire à la couverture sociale au Maroc. International Journal of Accounting Finance Auditing Management and Economics, [S. l.], v. 3, n. 3-2, p. 410–429, 2022. Disponível em: https://revue.ijafame.com/index.php/home/article/view/482. Acesso em: 27 oct. 2026.