KHALESS, Zineb, et Rajaa AMZIL. « Empirical Impact of IFRS 9 on Banking Performance and Credit Risk Management of Moroccan Banks: A Panel Data Analysis (2014–2025) ». International Journal of Accounting Finance Auditing Management and Economics 7, no. 7 (juillet 16, 2026): 779–800. Consulté le octobre 26, 2026. https://revue.ijafame.com/index.php/home/article/view/2480.